Comments on: How does a car qualify to be eligble for classic car insurance in the UK?

By: Alwyn P

Alwyn P — Sat, 23 May 2009 22:26:28 +0000

Insurance costs are decided by the providers. They use various criteria in working out how much to charge. The cost of the tax disc is fixed by the government.

By: Dave I

Dave I — Thu, 21 May 2009 22:36:33 +0000

autoinsurance.hotusa.org – try this one. I have their car insurance and, as I know, they can provide such a service.

By: Fruitbat

Fruitbat — Tue, 19 May 2009 03:26:13 +0000

Drama Queen is right as far as many insurance brokers go – They class a vehicle as a classic at 30 years of age..

This can mean you can get some very dubious classics!

Classic car insurance usually restricts your mileage massively, typically to 4,000 per year. It is however very cheap! Specific companies include Adrian Flux, Footman James and Lancaster. My father in law has used Footman James and has always been happy with their service

By: Deep Purple

Deep Purple — Sat, 16 May 2009 02:44:16 +0000

There isn’t a specific strict age or whatever. Some insurers will NEVER offer you classic insurance while some other will offer you classic insurance for anything that’s over 15 years old and it sometimes will cost you less to just change insurance company and get a normal cover.
So in the end it pays to shop around and get different prices and then make up your mind.
Some people do prefer to pay a lot to feel better and some others prefer to pay little, it depends on you as the market is geared up to Cather for both categories of people.

By: photog

photog — Wed, 13 May 2009 07:15:22 +0000

There are a number of companies which have a classic car insurance scheme.
It varies according to the company and there is no set eligibility for insurance.

These policies are generally cheaper but put restrictions on mileage etc.

For vehicle tax purposes it used to be 25 years but this government changed it and now I believe only cars registered before 1973 are exempt.
(not sure on the date it is 73 or 74 I think)

By: Hayley W

Hayley W — Wed, 13 May 2009 01:16:19 +0000

It all depends on the insurance company. Yes there are many insurance providers that specialise in older vehicles. Yes you may be restricted to a mileage limit and specific uses. Try different firms to compare their terms and conditions.

By: james w

james w — Sun, 10 May 2009 01:10:40 +0000

most places say about 15 years old or more so if u got a car thats 1994 or older u should b okay

By: Fred3663

Fred3663 — Wed, 06 May 2009 16:44:11 +0000

If you’re over 25 years old and your car is standard build, over 15 years old and you do less than 7,500 miles a year, – the AA
Manufactured at least 15 years ago as a standard production model (20 years for some vehicle makes, eg Porsche)
The annual mileage must not exceed 7,500 miles Must be used as a second car, – the RAC

By: Paul C

Paul C — Tue, 05 May 2009 07:41:12 +0000

in Ireland its 21 years is a classic and 30 years is a vintage, yes there some insurance companies who deal with classic and vintage. but most will quote . to tax in Ireland I think it’s 40 euro a year and less than 400 euro to Insurance if you already have insurance on another car.

By: Drama Queen

Drama Queen — Sat, 02 May 2009 06:11:24 +0000

Im not too sure what you mean but when i worked in the post office a car was classified as classic and eligible for free road tax when it was 30 years old, dont know if thats the same for insurance…