How does a car qualify to be eligble for classic car insurance in the UK?
leo.stembridge asked:
Are there specific companies that deal in this? Is it generally cheaper due to restrictions on the use of the car?
Content supplied by UK Yahoo Answers
Are there specific companies that deal in this? Is it generally cheaper due to restrictions on the use of the car?
Content supplied by UK Yahoo Answers
| More Posts |
| Financial planning and strategy creating To achieve success you need to have a carefully designed plan, a strategy to make the plan work and determination. Without a plan, you have... Atlantic City TV Presents: Action Junkies Shawn McCade... Pro Poker Player Shawn McCade sits down with our own "Action" Mike Hofeld to discuss all things poker. Shawn gives his opinions... |
Category: Insurance Registration | Tags: Classic Car Insurance, Classic Insurance, Insurance 10 comments »
May 1st, 2009 at 10:11 pm
Im not too sure what you mean but when i worked in the post office a car was classified as classic and eligible for free road tax when it was 30 years old, dont know if thats the same for insurance…
May 4th, 2009 at 11:41 pm
in Ireland its 21 years is a classic and 30 years is a vintage, yes there some insurance companies who deal with classic and vintage. but most will quote . to tax in Ireland I think it’s 40 euro a year and less than 400 euro to Insurance if you already have insurance on another car.
May 6th, 2009 at 8:44 am
If you’re over 25 years old and your car is standard build, over 15 years old and you do less than 7,500 miles a year, – the AA
Manufactured at least 15 years ago as a standard production model (20 years for some vehicle makes, eg Porsche)
The annual mileage must not exceed 7,500 miles Must be used as a second car, – the RAC
May 9th, 2009 at 5:10 pm
most places say about 15 years old or more so if u got a car thats 1994 or older u should b okay
May 12th, 2009 at 5:16 pm
It all depends on the insurance company. Yes there are many insurance providers that specialise in older vehicles. Yes you may be restricted to a mileage limit and specific uses. Try different firms to compare their terms and conditions.
May 12th, 2009 at 11:15 pm
There are a number of companies which have a classic car insurance scheme.
It varies according to the company and there is no set eligibility for insurance.
These policies are generally cheaper but put restrictions on mileage etc.
For vehicle tax purposes it used to be 25 years but this government changed it and now I believe only cars registered before 1973 are exempt.
(not sure on the date it is 73 or 74 I think)
May 15th, 2009 at 6:44 pm
There isn’t a specific strict age or whatever. Some insurers will NEVER offer you classic insurance while some other will offer you classic insurance for anything that’s over 15 years old and it sometimes will cost you less to just change insurance company and get a normal cover.
So in the end it pays to shop around and get different prices and then make up your mind.
Some people do prefer to pay a lot to feel better and some others prefer to pay little, it depends on you as the market is geared up to Cather for both categories of people.
May 18th, 2009 at 7:26 pm
Drama Queen is right as far as many insurance brokers go – They class a vehicle as a classic at 30 years of age..
This can mean you can get some very dubious classics!
Classic car insurance usually restricts your mileage massively, typically to 4,000 per year. It is however very cheap! Specific companies include Adrian Flux, Footman James and Lancaster. My father in law has used Footman James and has always been happy with their service
May 21st, 2009 at 2:36 pm
autoinsurance.hotusa.org – try this one. I have their car insurance and, as I know, they can provide such a service.
May 23rd, 2009 at 2:26 pm
Insurance costs are decided by the providers. They use various criteria in working out how much to charge. The cost of the tax disc is fixed by the government.